If to pay attention to meetings which the Congress of the United States spends throughout recent time it is possible to observe of the disorder and indecision in a question: who should declare what role in sphere of regulation of car insurance.

In messages which arrive from the congress, it is said, that the Congress is intended to give to the states the power on acceptance of key decisions in car insurance, especially that concern reforms of car insurance. But there are also such members of the Congress who wish to leave behind the congress key powers in car insurance. However, those leaders of the congress who do not want that the state took car insurance under the control, for today in the majority.

Messages indicate that it is Senator Harry Reid who offers to initiate a government managed and operated car insurance plan which is to be imposed in certain states in the US. Sen. Harry Reid proposed to let the each state have control over the matter, as opposed to an existing public option proposal. Sen. Reid’s plan has created an adverse situation and problematical character in the decision of the specified problem. Disputes and debate in chambers of the American Congress were spent both at night and in the afternoon, but not looking on it, senators and could not make of any final decision.

Now because of it there are problems, that appearing to be in some state of confusion is exactly a part of the Congress’ plan – by means of it leaders of the congress do themselves free from political responsibility which they can incur in connection with acceptance of the bad decision. Expert supervision indicate that allowing the public option to be set to motion can cause problems in the auto insurance industry. Letting the public decide on key issues may lead to the decline in the number of private insurers and increase in car insurance premium rates.

Large auto insurance corporations have been disputing that a decision to let the public decide on key auto insurance issues would be, in the long run devastating to consumers. But the researches carried out by experts have not confirmed and have denied the statement which have made large auto insurance corporations.